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  "description": "30-year fixed mortgage rate — the rate most U.S. homebuyers pay. Directly tied to 10-year Treasury yields plus a spread. Use for housing affordability analysis, refinancing wave detection, and consumer balance sheet modeling. Weekly frequency.",
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  "url": "https://stationfx.com/economic-data/interest-rates/30-year-fixed-rate-mortgage-average-in-the-united-states",
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    "method": "GET",
    "last_updated": "2026-11-01T23:31:22.645Z"
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    "uptime_pct": 100,
    "latency_ms": 365,
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