{
  "id": "api:x402-74019b026e31171f",
  "kind": "api",
  "name": "debtpulse.theaslangroupllc.com/api/debt/bnpl",
  "description": "Buy now pay later debt analysis and BNPL true-APR calculator. Computes the real APR on Klarna, Afterpay, Affirm, and Zip balances, flags platform-specific risks, and returns an escape strategy to clear the debt. For debt-relief and personal-finance agents.",
  "category": "x402",
  "url": "https://debtpulse.theaslangroupllc.com/api/debt/bnpl",
  "price": null,
  "x402": true,
  "meta": {
    "network": "eip155:8453",
    "scheme": "exact",
    "pay_to": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "method": "GET",
    "last_updated": "2026-10-16T02:44:23.776Z"
  },
  "trust": {
    "verified": true,
    "uptime_pct": 100,
    "latency_ms": 212,
    "checks": 1
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}