{
  "id": "api:x402-0436cd4c4699fb6f",
  "kind": "api",
  "name": "wealthpulse.theaslangroupllc.com/api/wealth/bank-check",
  "description": "FDIC bank-health check, deterministic. Answers \"is my bank safe\", \"is this bank well capitalized\", \"did this bank fail\". Resolves a US bank by name or FDIC cert, then computes from quarterly Call Reports: PCA capital category (12 CFR 324.403), ROA/ROE/NIM, noncurrent-loan and reserve-coverage ratios, YoY deposit growth, uninsured-deposit share, 8-quarter trend. Includes closed/failed institutions with charter-end date. No LLM, no key, public domain.",
  "category": "x402",
  "url": "https://wealthpulse.theaslangroupllc.com/api/wealth/bank-check",
  "price": null,
  "x402": true,
  "meta": {
    "network": "eip155:8453",
    "scheme": "exact",
    "pay_to": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "method": "GET",
    "last_updated": "2026-10-16T02:43:16.642Z"
  },
  "trust": {
    "verified": true,
    "uptime_pct": 100,
    "latency_ms": 295,
    "checks": 1
  }
}